Roster
Self-custodial USDt · Built on Tether

Pay your whole roster, anywhere, in USDt.

Collect in USDt, pay every contractor and creator across borders in one approved move, and run the day-to-day with a private on-device AI.

BUILT ONWDKPearsQVAC
The problem

Internet businesses run on chat and stablecoins. Their money doesn't keep up.

Money scattered across tools

Collection in one app, payouts in another, treasury in a wallet, receipts in a sheet, confirmations chased in chat. No single clean view, and reconciliation is manual.

The business runs blind

What's in stock, who has paid, who's overdue, where the margin actually is: all of it lives in someone's head or a spreadsheet that's already out of date.

Three jobs, one place
01

Collect

Send a USDt invoice or payment link, track what comes in, hand the customer a clean receipt.

02

Pay

Pay your whole roster across borders in one approved move, with claim links for anyone without a wallet.

03

Run

A private AI brain on your device tracks inventory, reconciles payments, and keeps a clean ledger.

The payout wedge

Fund once.
Pay everyone.

A single self-custodial action settles to contractors, teammates, and creators around the world. Anyone without a wallet is paid through a claim link they redeem with a tap.

One approved moveSigned receiptsClaim links
Payout · March
4,420.00 USDt
Ada · LagosContractor · USDt
PAID1,200.00
Mei · ManilaDesigner · USDt
PAID980.00
João · São PauloCreator · USDt
PAID1,600.00
Sara · no walletCreator · claim link
CLAIM SENT640.00
How it works · where custody lives

Your keys never leave your app. Chat is only the front.

Fund once · pay your whole roster
1

Fund your wallet

Keys live in your own app, built on WDK. Roster never takes custody.

2

Add your roster & approve

Add recipients, review, and approve the batch. You sign, every time.

3

Everyone is paid in USDt

WDK settles on-chain in seconds. Claim links cover anyone without a wallet.

The local business brain

A private AI that helps run the business, on your device.

Built on QVAC, the brain tracks inventory, suggests the better move, reconciles payments, and keeps the books. It advises; you decide. Nothing leaves your device.

Built on Tether's open stack

We don't reinvent rails. We compose the three pillars into one operating layer.

WDK
Self-custodial wallet

USDt payouts + claim links. Keys never leave the user.

Pears
P2P coordination

Receipts and state sync, no central server.

QVAC
The local AI brain

Inventory, suggestions, reconciliation, on-device.

Why Roster is different
 
Roster
Bank payout tools
Crypto invoicing
Consumer wallets
Self-custodial
·
partial
USDt in ~2s, cross-border
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partial
Batch payouts + claim links
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Local AI brain
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Chat-native
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The market
$33T
stablecoin transfer volume in 2025
↑ 72% YoY
~80%
of stablecoin volume is USDt
6.6%
avg cost to send a $200 remittance

Pay your people in USDt.

Self-custodial · keys never leave your app