One wallet runs your whole business.
The chat-native, self-custodial back office for stablecoin business: collect payments, settle everyone in one approved move, and keep the books with a private AI on your device.
Internet businesses run on chat and stablecoins. Their money doesn't keep up.
Bank transfer still hasn't landed. Day 4 now.
Fees took $18 of my $200 again.
Checking the bank portal, the wallet, and the sheet. One sec.
Paid your invoice yesterday. Can you confirm it arrived?
Which invoice was that?
Meanwhile, the business runs blind
Collection in one tool, payouts in another, treasury in a wallet, receipts in a sheet. What the owner actually knows, at any moment:
All of it happens inside messaging, not a finance dashboard. A fix that pulls the team out of chat is a fix they won't adopt.
Collect, pay, and run. Without leaving chat.
Collect
Send a USDt invoice or payment link, track what comes in, hand the customer a clean receipt.
Pay
Pay your whole roster across borders in one approved move, with claim links for anyone without a wallet.
Run
A private AI brain on your device tracks inventory, reconciles payments, and keeps a clean ledger.
Fund once.
Pay everyone.
Everyone chasing stablecoin commerce builds the checkout button. Almost no one solves the harder half: how a global team gets paid. One self-custodial action settles to contractors, teammates, and creators worldwide; anyone without a wallet redeems a claim link with a tap.
Invoice received. Paying now.
1,800 USDt received. Matched to INV-142, receipt sent, cashflow updated.
Month end: 6 payouts across 4 countries. Suggest paying 4 now and holding 2 until Friday's invoice clears.
Approved. Pay them.
Done. 6 paid in USDt in seconds. 1 claim link sent, no wallet needed. Books are clean.
Run the whole business without leaving the chat.
A client pays a USDt invoice straight from Telegram, and the brain matches it to the right invoice on its own. At month end the founder approves one payout for six people in four countries. Books clean, receipts stored, and none of the business's data ever left the founder's device.
Your keys never leave your app. Chat is only the front.
Fund your wallet
Keys live in your own app, built on WDK. Roster never takes custody.
Add your roster & approve
Add recipients, review, and approve the batch. You sign, every time.
Everyone is paid in USDt
WDK settles on-chain in seconds. Claim links cover anyone without a wallet.
A private AI that helps run the business, on your device.
Built on QVAC, the brain tracks inventory, suggests the better move, reconciles payments, and keeps the books. It advises; you decide. Nothing leaves your device.
We don't reinvent rails. We compose the three pillars into one operating layer.
USDt payouts + claim links. Keys never leave the user.
Receipts and state sync, no central server.
Inventory, suggestions, reconciliation, on-device.